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Travel Insurance

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MemberCare Travel Insurance ensures you never have to give those worst-case-scenarios a second thought. Choose from a range of policies that suit your travelling needs – including Single, Joint or Family cover –  You can relax and enjoy your holiday, knowing you are well protected against:

  • lost luggage
  • travel delays
  • rental vehicle excesses
  • medical and dental expenses (incurred when you are travelling overseas)

To ensure peace of mind, a 24 hour emergency referral service, is also included. In the event of a medical or similar emergency, you can simply make a reverse charges call for assistance in locating the closest medical help where you are - anywhere in the world.

There are a number of different travel insurance plans available, depending on where you are travelling and who you are travelling with, so you can choose a policy that best suits your needs.

Compare MemberCare Travel with your current insurer. Use this checklist to compare MemberCare Travel Insurance with other travel insurance products.

  See how much more you get with MemberCare.
What is covered? International Domestic
Overseas Medical and Dental Yes Not Applicable
Additional Expenses Yes Yes
Loss of Deposits and Cancellation Charges Yes Yes
Luggage and Travel Documents - Loss, Theft or Damage Yes Yes
Luggage and Travel Documents - Delayed Luggage Allowance Yes Yes
Replacement of Money Yes Not Applicable
Rental Vehicle Excess Yes Yes
Travel Delay Yes Yes
Cash in Hospital Yes Not Applicable
Public Transport and Hijacking Yes Not Applicable
Personal Liability Yes Yes
Accidental Loss of Life and Disability Yes Yes
Credit Card Benefit Yes Not Applicable
Legal Expenses Yes Not Applicable
Loss of Income Yes Not Applicable
  Single, Joint and Family cover are all available for the following coverage options:
Coverage Options
Plan A+ Americas, Africa (compulsory if more than 20% of your journey is in the Americas or Africa)
Plan A UK, Europe, Japan, Hong Kong, China, Middle East, Indian Sub-Continent
Plan B South East Asia
Plan C New Zealand, Indonesia, South West Pacific
Domestic Australia Only

Additional Information

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Important Notes

As a holder of Australian Financial Services Licence 245576, Catalyst Mutual can issue, vary, renew and cancel this insurance policy under a 'binder' provided by the Insurer. A 'binder' is an agreement that allows Catalyst Mutual, as agent of the Insurer, to enter into contracts of insurance on behalf of the Insurer. This means that the insurance policy issued to you by Catalyst Mutual, is binding on the Insurer just as if it had issued the policy itself.

Insurance policies are issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545. Before making a decision about insurance needs please refer to the Product Disclosure Statement available from the Illawarra Credit Union.

All benefits are subject to the terms, conditions and exclusions of the Policy, which can be found in the Policy Wording and Product Disclosure Statement (PDS).

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