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Transaction Accounts

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Your money, your way. When you live a busy lifestyle, you need an everyday bank account that’s as flexible as you are. So whether you need something for personal use, for your business, or something that rewards you for being over 55, we can make your everyday banking simpler.

Access Account

Our simple-to-use Access Account gives you access to your funds 24/7, via our online banking, ATMs, EFTPOS facilities and your Visa card.

Access to your money 24 hours a day
VISA, ATM, EFTPOS facilities available
Simple, easy to use account

Up to 0.00% pa
interest rate

Additional Information

Features	Access
Minimum opening balance	$1
Funds available at call	Yes
Cheque Book	Yes
VISA, EFTPOS/ATM Access	Yes
Internet/Telephone and SMS banking	Yes
Direct Entry (credit/debit)	Credit and Debit
Bpay®/Pay Anyone	Yes
Interest Income	Calculated daily, paid biannually
Over the counter transactions	Yes

Deeming Account

If you’re aged 55+, or are on a Government pension affected by deeming legislations, this account offers generous interest (based on Government deeming rates) and no monthly account keeping fees.

No monthly account keeping fees
VISA, ATM, EFTPOS & Cheque book facilities available
Tiered interest rate

Up to 3.00% pa
interest rate

Additional Information

Features	Deeming
Minimum opening balance	$1
Funds available at call	Yes
Cheque Book	Yes
VISA, EFTPOS/ATM Access	Yes
Internet/Telephone and SMS banking	Yes
Direct Entry (credit/debit)	Credit and Debit
Bpay®/Pay Anyone	Yes
Interest Income	Calculated daily, paid quarterly
Over the counter transactions	Yes

UniSaver Account

The UniSaver account is an account specifically for University and TAFE students.

Access to funds 24/7
Low fees
Access to Phone and Internet Banking

Up to 0.75% pa
interest rate

Additional Information

Features	UniSaver
Minimum opening balance	$1
Funds available at call	Yes
Cheque Book	No
VISA, EFTPOS/ATM Access	Yes
Internet/Telephone and SMS banking	Yes
Direct Entry (credit/debit)	Credit and Debit
Bpay®/Pay Anyone	Yes
Interest Income	Calculated daily, paid quarterly
Over the counter transactions	Yes

Cash Management Account

If you already have substantial savings, and are looking for a good return without being locked in to a long term investment, take a look at our Cash Management Account. You’ll get an impressive rate of interest, with access to your funds whenever you need it.

No account keeping fees
Higher rate of interest
Funds available at-call

Up to 3.50% pa
interest rate

Additional Information

Features	Cash Management
Minimum opening balance	$500
Funds available at call	Yes (minimum $500 transaction)
Cheque Book	No
VISA, EFTPOS/ATM Access	No
Internet/Telephone and SMS banking	Yes
Direct Entry (credit/debit)	Credit Only
Bpay®/Pay Anyone	Yes
Interest Income	Calculated daily, paid quarterly
Over the counter transactions	Yes

Business Account

We understand that businesses have different banking needs. That’s why you’ll find the Facilitator Business account is specifically designed to accommodate the large number of transactions undertaken by business members.

With a low flat monthly fee, and access through our Phone and Online Banking, it makes running a business just a little bit easier.

Access to Phone and Internet Banking
Immediate access to funds 24/7
Low $20 flat monthly Fee

Up to 0.75% pa
interest rate

Additional Information

Features	Business
Minimum opening balance	$1
Funds available at call	Yes
Cheque Book	Yes
VISA, EFTPOS/ATM Access	Yes
Internet/Telephone and SMS banking	Yes
Direct Entry (credit/debit)	Credit and Debit
Bpay®/Pay Anyone	Yes
Interest Income	Calculated daily, paid quarterly
Over the counter transactions	Yes

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_{Interest rates effective 17/05/2012 and are subject to change.}_{Catalyst Mutual is a division of Community Alliance Credit Union Limited the product issuer of the deposit and payment products. ABN 14 087 650 771 AFSL No. 245 576. Any advice given is of general nature only and does not take into consideration your objectives, financial situation or needs. Please consider the appropriateness of the advice before acting. Refer to Fees, Charges and Transaction Limits Brochure for current details. ® Registered to BPay Pty. Ltd. ABN: 69 079 137 518.}